Whether or not you choose to take your case to court after a car accident,will depend largely on the strength of your case. Therefore,building a strong case for car accident court depends on a number of factors. Establishing fault should be your main priority after receiving medical treatment for your injuries. This is because the court,police and insurance companies all have their own ways of viewing a car accident and deciding who was to blame. Understanding the different methods that each entity uses in order to determine responsibility can assist you in building a strong case. So can hiring the best New York you can find.
The police are usually the first to arrive on the scene after a car crash. Therefore they are the first to begin the investigation of who is at fault. However please look at the case very differently as compared to insurance companies in the court. They basically are not interested in who is going to bring a claim against who,however,they are more interested in who violated a traffic law. This is why they start by looking at state traffic laws that regulate everything from speed to right-of-way and vehicle maintenance.
Once they have concluded their investigation,they will usually complete a crash report. This report contains useful information pertaining to the officer’s investigation but ultimately is just the police officer’s opinion. More importantly,this report does not address the question of who was at fault or who acted negligently.
The insurance company,on the other hand,conducts that investigation in a slightly different way. Although they look at many of the aspects that the police officer does,ultimately they are looking at who was at fault in the car crash. If they can establish negligence,then that will give them a reason to either approve or refuse your insurance claim. However,they still need to refer back to the policy and what it states about the recovery. If your policy states that you are covered under the circumstances,you will receive payment. However if it is not covered under your policy then they will deny your claim. However you should know that this does not prevent you from bringing a case to court.